Free tool

Affiliate portfolio review

Most affiliate advice looks at one program at a time. The risks that actually hurt are properties of the set: every recurring program capped at twelve months so the income quietly ends together, or most of a year's earnings sitting in one-off bounties that can be clawed back. Pick what you promote from38 programs in theterms index and this reports the shape — from recorded terms, in your browser, with nothing uploaded.

Programs you promote0 selected

Email marketing
Hosting
SEO & AI tools
Courses & platforms
Marketplaces
Finance, payroll & HR
Marketing software
Website builders
Productivity & ops

Tick the programs you promote, then press Review the mix.

This does not grade you. There is no published benchmark for how much of a publisher's income should come from one program — every concentration figure in circulation is written from the merchant's side, about their affiliates, and does not transfer. So this reports what is true about your set and stops there. The judgement is yours, and it depends on things a tool cannot see.

What it looks at, and why

The duration-cap cliff

A recurring program capped at twelve months stops paying in month thirteen — forevery referral, twelve months after you acquired them. One program doing that is a manageable dip. Four programs all capped at twelve months, promoted in the same push, is a cliff you built yourself and will not see coming, because the dashboards look fine right up until the cohort ages out. This is the single most under-appreciated risk in a recurring-heavy mix, and it is visible only across the whole set.

Bounty concentration and clawback exposure

One-off bounties are reversible. A refund, a chargeback, or a customer flagged retroactively comes straight off your next payout, and the bigger the bounty the bigger the hole — a single reversal on a four-figure B2B bounty can wipe out a month. A mix weighted toward large one-off payouts is more volatile than the same income from recurring commissions, even when the annual total matches.

How well-sourced your picks actually are

The index labels every figure by how it was checked. Only 1 of 38 rows were read on a vendor's own page; 10 come from partner dashboards I hold, and the rest are seeded from my own earlier write-ups or a single secondary source. So the review tells you what share of your chosen set rests on figures nobody has re-confirmed recently. A plan built on unverified numbers is not wrong, but you should know that is what it is.

What it deliberately will not do

  • No score, no grade, no "healthy" threshold. The 25–35% concentration rules you will find quoted are merchant-side benchmarks about how much of aprogram's revenue should come from one affiliate. Pointing them at a publisher's income mix is a category error, and repeating them here would be inventing guidance to look authoritative.
  • No earnings projection. That is thecommission calculator, which models programs month by month against your own numbers. This tool is about shape, not size.
  • No cookie-window or payout-threshold analysis. Those fields are barely recorded in the index — thresholds on none of the 38 rows, cookie windows on a handful — and building an analysis on columns that are almost entirely empty would produce confident-looking output backed by nothing.

Frequently asked questions

How many affiliate programs should I promote?

There is no published benchmark for this from a publisher’s side, and anyone quoting one is almost certainly repeating a merchant-side figure about how much of a program’s revenue should come from a single affiliate — a different question entirely. What can be said from the terms themselves is structural: a set made entirely of programs with the same duration cap will see income end together, and a set weighted toward large one-off bounties is more volatile than the same total earned recurring. Those are properties you can check rather than a number to hit.

What is a duration cap and why does it matter across programs?

A duration cap is the point at which a recurring commission stops paying — commonly twelve months after the referral converts, regardless of how long the customer stays. Per program it is a known trade-off. Across a portfolio it compounds: if several capped programs were promoted in the same period, their referral cohorts age out at roughly the same time, and income falls in a step rather than a slope. Nothing in a program dashboard shows this in advance, because it looks like ordinary performance until the month it does not.

Are one-time bounties riskier than recurring commissions?

They are more volatile, which is not the same thing. A bounty is reversible: a refund, a chargeback or a retroactive fraud flag is deducted from your next payout, and on large business-to-business bounties a single reversal can erase a month. Recurring commissions are smaller individually and reverse in smaller pieces. A mix weighted toward big one-off payouts can produce the same annual total with far more month-to-month variance, which matters if you are living on the income.

Does this tool need my earnings figures?

No. By default it only asks which programs you promote and reports the structural shape of that set from their recorded terms. There is an optional mode where you set rough revenue shares, which weights the results, but nothing you enter leaves your browser — the page makes no network requests at all and there is no signup.

Where do the program terms come from?

From the affiliate program terms index on this site, where every row carries the date it was checked and how — read on a vendor’s own page, read inside a partner dashboard, taken from earlier write-ups here, or cross-checked against a single independent source. That labelling is why the review can tell you what share of your particular set rests on figures nobody has re-confirmed recently, instead of presenting every number with equal confidence.

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